Aug 28, 2012
By Michael Kramer
There’s a famous quote from the late Steve Jobs:
” Even people who want to go to heaven – don’t want to die… to get there.”
And new research shows many people are avoiding end – of – life planning altogether.
The latest Canadian census shows seniors are the fastest growing demographic but new research shows only nine per cent have pre-planned their funeral and fewer than half of those surveyed (49 per cent) have prepared a will.
The hesitation seems to stem from worry about not being able to afford the funeral – as well as not knowing where to start.
The average funeral and burial costs can easily exceed $10,000. Many people assume that the Canada Pension Plan Death Benefit or, if applicable, their life insurance will cover these costs but CPP offers a maximum benefit of $2,500 and the average life insurance policy can take months before proceeds are paid out.
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