More than half of all retired Canadians are carrying debt, with many trying to manage two or more payments a month.

A new Harris Decima poll suggests close to 60 percent of retired Canadians  currently hold debt.

And almost 20 percent of the retirees with debt say they’ve gone more in debt  over the last year.

Credit cards account for nearly 40 percent of the debt being carried by Canadians into their post-work years.

30 percent say they have a line of credit.

Sixteen percent say they are still paying down their mortgages and 14 percent owe money on a loan.