Nov 18, 2013
By Dale Goldhawk
12:15 pm ET | Laurie Campbell
GUEST – Laurie Campbell, CEO Credit Canada Debt Solutions, GFB Debt expert
TOPIC – Credit Education Week, and focus on VICES.
INFO – A recent survey commissioned for Credit Education Week indicated that vices were a huge problem for many Canadians resulting in overspending. Over ¾ of respondents said they had a vice.
Popular vices were, Going out for lunch, Going out for dinner, Buying lottery tickets, Shopping for clothes, Cigarettes.
A lot of people stated that even though they tried to budget they still got caught up by vices. Tips to help are….
-Write down everything you spend so you really know what the vice is costing you.
-Talk to family and friends about limiting spending (peer pressure often resulted in the vice being continued)
-Make concrete goals and timelines for them.
-Stay away from tempting situations (yes just stop going to the mall!)
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